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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,344 | $75,962+155.8% | $154,111+26.1% | $64,173+202.8% |
| Participation rate | 92.7% | 70.4%+22.3pp | 83.0%+9.6pp | 69.6%+23.1pp |
| Annual return | -9.11% | 30.32%-39.4pp | 735.18%-744.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $5,235 | $3,350+56.3% | $5,298-1.2% | $2,381+119.9% |
| Participant deferral / active EE | $4,098 | $3,175+29.1% | $5,081-19.3% | $3,470+18.1% |
| Admin fee / account holder | $11,731 | $5,589+109.9% | $13,411-12.5% | $4,887+140.0% |