Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $4,839 |
MORNINGSTAR1 year Service code 27 | Advisory (Plan) | $209 |
WILSHIRE ASSOCIATES INCORPORATED5+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,878 | $31,679-53.0% | $74,722-80.1% | $65,185-77.2% |
| Participation rate | 52.4% | 40.4%+12.0pp | 54.5%-2.1pp | 70.2%-17.8pp |
| Annual return | 13.77% | 39.04%-25.3pp | 753.11%-739.3pp | 29.38%-15.6pp |
| Employer contribution / active EE | $1,312 | $566+131.8% | $1,084+21.0% | $2,177-39.7% |
| Participant deferral / active EE | $3,437 | $1,191+188.6% | $1,963+75.1% | $3,514-2.2% |
| Admin fee / account holder | $54 | $379-85.7% | $3,335-98.4% | $847-93.6% |