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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,326 | $111,814-79.1% | $103,378-77.4% | $145,978-84.0% |
| Participation rate | 46.2% | 77.9%-31.8pp | 74.5%-28.4pp | 80.3%-34.1pp |
| Annual return | 12.38% | 24.80%-12.4pp | 24.91%-12.5pp | 550.52%-538.1pp |
| Employer contribution / active EE | $1,519 | $4,215-64.0% | $3,870-60.7% | $4,662-67.4% |
| Participant deferral / active EE | $1,728 | $5,618-69.2% | $5,058-65.8% | $6,690-74.2% |
| Admin fee / account holder | $15,936 | $9,764+63.2% | $8,401+89.7% | $13,400+18.9% |