Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,641 | $72,404-90.8% | $110,241-94.0% | $64,181-89.7% |
| Participation rate | 63.4% | 73.3%-9.9pp | 79.8%-16.4pp | 69.6%-6.2pp |
| Annual return | -16.44% | -6.29%-10.1pp | 314.75%-331.2pp | 7.63%-24.1pp |
| Employer contribution / active EE | $1,245 | $2,282-45.4% | $3,827-67.5% | $2,381-47.7% |
| Participant deferral / active EE | $2,181 | $3,469-37.1% | $4,672-53.3% | $3,470-37.1% |
| Admin fee / account holder | $1,170 | $5,664-79.4% | $8,548-86.3% | $4,887-76.1% |