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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,966 | $107,353+72.3% | $92,903+99.1% | $152,885+21.0% |
| Participation rate | 52.9% | 79.8%-26.8pp | 76.0%-23.1pp | 82.5%-29.5pp |
| Annual return | 32.08% | 145.62%-113.5pp | 109.43%-77.4pp | 345.39%-313.3pp |
| Employer contribution / active EE | $2,950 | $4,222-30.1% | $3,653-19.2% | $4,763-38.1% |
| Participant deferral / active EE | $4,793 | $4,848-1.1% | $4,238+13.1% | $5,851-18.1% |
| Admin fee / account holder | $2,232 | $7,081-68.5% | $5,795-61.5% | $11,598-80.8% |