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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,540 | $111,830-52.1% | $93,696-42.9% | $145,884-63.3% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 8.84% | 204.08%-195.2pp | 133.74%-124.9pp | 551.85%-543.0pp |
| Employer contribution / active EE | $756 | $3,093-75.6% | $2,422-68.8% | $4,662-83.8% |
| Participant deferral / active EE | $1,503 | $4,920-69.4% | $4,417-66.0% | $6,690-77.5% |
| Admin fee / account holder | $4,157 | $10,249-59.4% | $8,287-49.8% | $13,392-69.0% |