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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,814 | $102,696-58.3% | $86,235-50.4% | $139,487-69.3% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 13.62% | 1925.91%-1912.3pp | 1170.03%-1156.4pp | 373.84%-360.2pp |
| Employer contribution / active EE | $976 | $3,034-67.8% | $2,381-59.0% | $4,755-79.5% |
| Participant deferral / active EE | $2,139 | $4,679-54.3% | $3,987-46.3% | $6,713-68.1% |
| Admin fee / account holder | $8,790 | $8,667+1.4% | $6,856+28.2% | $11,407-22.9% |