Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,734 | $58,587+34.4% | $83,322-5.5% | $64,173+22.7% |
| Participation rate | 30.3% | 72.0%-41.7pp | 77.8%-47.5pp | 69.6%-39.3pp |
| Annual return | -4.73% | 9.65%-14.4pp | 10.64%-15.4pp | 7.63%-12.4pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,747 | $4,654-41.0% | $5,565-50.6% | $3,470-20.8% |
| Admin fee / account holder | $2,135 | $9,279-77.0% | $7,540-71.7% | $4,887-56.3% |