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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,845 | $83,485+24.4% | $125,180-17.0% | $72,983+42.3% |
| Participation rate | 59.3% | 73.3%-14.0pp | 79.8%-20.5pp | 69.5%-10.2pp |
| Annual return | 23.25% | 25.78%-2.5pp | 43.79%-20.5pp | 81.01%-57.8pp |
| Employer contribution / active EE | $1,373 | $2,346-41.5% | $3,866-64.5% | $2,440-43.7% |
| Participant deferral / active EE | $3,146 | $3,586-12.3% | $4,937-36.3% | $3,608-12.8% |
| Admin fee / account holder | $39 | $5,518-99.3% | $9,703-99.6% | $5,124-99.2% |