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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,344 | $91,537-59.2% | $130,045-71.3% | $75,173-50.3% |
| Participation rate | 40.9% | 71.5%-30.5pp | 78.5%-37.6pp | 67.2%-26.3pp |
| Annual return | 17.12% | -631.55%+648.7pp | -137.30%+154.4pp | 160.72%-143.6pp |
| Employer contribution / active EE | $1,837 | $2,845-35.4% | $4,321-57.5% | $2,671-31.2% |
| Participant deferral / active EE | $3,851 | $4,343-11.3% | $5,820-33.8% | $4,126-6.7% |
| Admin fee / account holder | $5,594 | $6,780-17.5% | $10,600-47.2% | $5,651-1.0% |