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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,246 | $101,069-47.3% | $81,478-34.7% | $147,585-63.9% |
| Participation rate | 23.1% | 74.5%-51.4pp | 68.0%-44.9pp | 82.8%-59.8pp |
| Annual return | 13.01% | 32.40%-19.4pp | 38.78%-25.8pp | 578.57%-565.6pp |
| Employer contribution / active EE | $1,129 | $3,205-64.8% | $2,568-56.0% | $4,876-76.8% |
| Participant deferral / active EE | $5,079 | $4,242+19.7% | $3,537+43.6% | $5,439-6.6% |
| Admin fee / account holder | $91,682 | $5,812+1477.5% | $4,561+1910.1% | $10,885+742.2% |