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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,849 | $58,241-23.0% | $81,780-45.2% | $80,911-44.6% |
| Participation rate | 41.8% | 63.4%-21.6pp | 72.4%-30.5pp | 67.6%-25.8pp |
| Annual return | 11.84% | 41.73%-29.9pp | 776.27%-764.4pp | 35.63%-23.8pp |
| Employer contribution / active EE | $714 | $2,343-69.5% | $2,914-75.5% | $2,756-74.1% |
| Participant deferral / active EE | $2,614 | $3,283-20.4% | $4,321-39.5% | $4,297-39.2% |
| Admin fee / account holder | $61 | $4,973-98.8% | $7,384-99.2% | $6,935-99.1% |