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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,522 | $148,623+375.4% | $135,974+419.6% | $139,466+406.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.81% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $7,619 | $5,246+45.2% | $4,859+56.8% | $4,754+60.3% |
| Participant deferral / active EE | $17,654 | $8,103+117.9% | $7,760+127.5% | $6,712+163.0% |
| Admin fee / account holder | $2,647 | $12,406-78.7% | $10,767-75.4% | $11,409-76.8% |