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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,553 | $127,387+157.9% | $115,038+185.6% | $125,389+162.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.14% | 31.28%-36.4pp | 26.14%-31.3pp | 282.24%-287.4pp |
| Employer contribution / active EE | $4,916 | $5,166-4.8% | $4,608+6.7% | $4,866+1.0% |
| Participant deferral / active EE | $18,967 | $6,423+195.3% | $6,026+214.7% | $5,352+254.4% |
| Admin fee / account holder | $190,248 | $9,516+1899.2% | $8,175+2227.1% | $9,541+1894.0% |