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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,607 | $168,635-30.3% | $147,617-20.3% | $125,389-6.2% |
| Participation rate | 83.3% | 88.8%-5.4pp | 84.6%-1.3pp | 83.2%+0.1pp |
| Annual return | -4.35% | 77.65%-82.0pp | 61.98%-66.3pp | 282.24%-286.6pp |
| Employer contribution / active EE | $1,968 | $6,252-68.5% | $5,564-64.6% | $4,866-59.6% |
| Participant deferral / active EE | $9,126 | $5,507+65.7% | $4,895+86.4% | $5,352+70.5% |
| Admin fee / account holder | $700 | $13,580-94.8% | $11,612-94.0% | $9,541-92.7% |