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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,694 | $64,359+56.5% | $90,161+11.7% | $70,126+43.6% |
| Participation rate | 58.0% | 70.4%-12.4pp | 76.9%-18.9pp | 69.5%-11.5pp |
| Annual return | 19.42% | 28.13%-8.7pp | 34.89%-15.5pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,699 | $2,046-17.0% | $3,318-48.8% | $2,343-27.5% |
| Participant deferral / active EE | $4,799 | $4,389+9.3% | $5,287-9.2% | $3,332+44.0% |
| Admin fee / account holder | $4,234 | $3,945+7.3% | $5,943-28.8% | $4,645-8.9% |