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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,173 | $52,911+44.0% | $73,309+3.9% | $59,633+27.7% |
| Participation rate | 64.0% | 68.2%-4.2pp | 74.9%-10.9pp | 68.7%-4.7pp |
| Annual return | 0.36% | 12.20%-11.8pp | 5.67%-5.3pp | 2041.40%-2041.0pp |
| Employer contribution / active EE | $1,940 | $1,909+1.6% | $3,237-40.1% | $2,203-11.9% |
| Participant deferral / active EE | $4,981 | $4,069+22.4% | $4,991-0.2% | $3,192+56.1% |
| Admin fee / account holder | $16,280 | $3,835+324.5% | $5,635+188.9% | $4,297+278.9% |