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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,249 | $105,866-6.3% | $90,766+9.3% | $134,545-26.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -23.80% | -10.99%-12.8pp | -12.16%-11.6pp | 418.37%-442.2pp |
| Employer contribution / active EE | $1,444 | $3,464-58.3% | $2,922-50.6% | $4,742-69.5% |
| Participant deferral / active EE | $2,910 | $5,217-44.2% | $4,565-36.3% | $6,401-54.5% |
| Admin fee / account holder | $1,584 | $13,938-88.6% | $8,446-81.2% | $11,431-86.1% |