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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,760 | $99,032+47.2% | $80,022+82.2% | $135,380+7.7% |
| Participation rate | 84.6% | 78.4%+6.3pp | 75.8%+8.8pp | 82.6%+2.0pp |
| Annual return | -8.09% | 15.39%-23.5pp | 11.22%-19.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $623 | $3,043-79.5% | $2,468-74.8% | $4,779-87.0% |
| Participant deferral / active EE | $1,081 | $4,282-74.8% | $3,686-70.7% | $5,609-80.7% |
| Admin fee / account holder | $9,225 | $10,436-11.6% | $6,521+41.5% | $10,828-14.8% |