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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,989 | $134,817+66.9% | $123,973+81.5% | $155,188+45.0% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.7%-36.7pp | 80.8%-40.8pp |
| Annual return | 13.01% | 515.49%-502.5pp | 388.13%-375.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $2,597 | $4,425-41.3% | $4,126-37.1% | $4,248-38.9% |
| Participant deferral / active EE | $6,674 | $5,706+17.0% | $5,247+27.2% | $6,531+2.2% |
| Admin fee / account holder | $91,128 | $13,245+588.0% | $11,799+672.3% | $14,480+529.3% |