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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,802 | $133,998-46.4% | $112,263-36.0% | $134,545-46.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.94% | 47.17%-70.1pp | 27.49%-50.4pp | 418.37%-441.3pp |
| Employer contribution / active EE | $4,343 | $4,040+7.5% | $3,636+19.5% | $4,742-8.4% |
| Participant deferral / active EE | $11,418 | $5,292+115.7% | $4,729+141.4% | $6,401+78.4% |
| Admin fee / account holder | $1,439 | $7,493-80.8% | $6,410-77.6% | $11,431-87.4% |