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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,876 | $44,850+31.3% | $60,547-2.8% | $59,633-1.3% |
| Participation rate | 98.9% | 59.5%+39.4pp | 68.0%+30.9pp | 68.7%+30.2pp |
| Annual return | -0.09% | 1074.14%-1074.2pp | 335.64%-335.7pp | 2041.40%-2041.5pp |
| Employer contribution / active EE | $1,582 | $1,462+8.2% | $2,419-34.6% | $2,203-28.2% |
| Participant deferral / active EE | $5,171 | $2,230+131.9% | $3,328+55.4% | $3,192+62.0% |
| Admin fee / account holder | $2,572 | $3,635-29.3% | $4,536-43.3% | $4,297-40.1% |