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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,853 | $73,955-58.3% | $96,520-68.0% | $75,181-59.0% |
| Participation rate | 70.8% | 66.4%+4.3pp | 74.3%-3.6pp | 67.2%+3.6pp |
| Annual return | 14.28% | 26.72%-12.4pp | 35.72%-21.4pp | 160.69%-146.4pp |
| Employer contribution / active EE | $547 | $2,930-81.3% | $3,739-85.4% | $2,671-79.5% |
| Participant deferral / active EE | $2,372 | $3,659-35.2% | $4,879-51.4% | $4,126-42.5% |
| Admin fee / account holder | $2,780 | $5,217-46.7% | $6,733-58.7% | $5,650-50.8% |