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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,004 | $56,197-62.6% | $67,652-69.0% | $59,633-64.8% |
| Participation rate | 86.4% | 71.5%+14.9pp | 75.7%+10.7pp | 68.7%+17.7pp |
| Annual return | -1.89% | 18508.10%-18510.0pp | 6625.40%-6627.3pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $701 | $1,615-56.6% | $2,266-69.0% | $2,203-68.2% |
| Participant deferral / active EE | $1,515 | $2,844-46.7% | $3,560-57.4% | $3,192-52.5% |
| Admin fee / account holder | $1,509 | $3,958-61.9% | $4,821-68.7% | $4,297-64.9% |