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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,165 | $77,638+2.0% | $156,551-49.4% | $62,881+25.9% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 4.40% | 50.33%-45.9pp | 32.23%-27.8pp | 20.14%-15.7pp |
| Employer contribution / active EE | $5,429 | $3,444+57.6% | $5,501-1.3% | $2,281+138.0% |
| Participant deferral / active EE | $3,467 | $3,046+13.8% | $4,871-28.8% | $3,203+8.2% |
| Admin fee / account holder | $1,350 | $5,561-75.7% | $13,028-89.6% | $4,296-68.6% |