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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,678 | $59,813-38.7% | $79,580-53.9% | $68,486-46.4% |
| Participation rate | 88.5% | 61.1%+27.4pp | 69.5%+19.0pp | 67.9%+20.6pp |
| Annual return | -16.68% | -12.30%-4.4pp | 0.15%-16.8pp | -7.85%-8.8pp |
| Employer contribution / active EE | $717 | $1,505-52.4% | $2,413-70.3% | $2,597-72.4% |
| Participant deferral / active EE | $4,765 | $3,024+57.5% | $3,985+19.6% | $4,028+18.3% |
| Admin fee / account holder | $1,329 | $4,835-72.5% | $6,835-80.6% | $5,404-75.4% |