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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,906 | $74,535-33.0% | $100,712-50.4% | $82,637-39.6% |
| Participation rate | 32.1% | 61.2%-29.1pp | 69.3%-37.2pp | 68.1%-36.0pp |
| Annual return | 15.71% | 18.92%-3.2pp | 33.27%-17.6pp | 53.51%-37.8pp |
| Employer contribution / active EE | $702 | $1,503-53.3% | $2,313-69.6% | $2,552-72.5% |
| Participant deferral / active EE | $1,463 | $3,074-52.4% | $4,085-64.2% | $4,126-64.5% |
| Admin fee / account holder | $3,271 | $6,576-50.3% | $9,256-64.7% | $7,339-55.4% |