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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,364 | $165,381+165.7% | $149,730+193.4% | $158,966+176.4% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 11.58% | 348.29%-336.7pp | 276.70%-265.1pp | 302.95%-291.4pp |
| Employer contribution / active EE | $16,280 | $5,104+219.0% | $4,645+250.5% | $4,762+241.8% |
| Participant deferral / active EE | $14,469 | $7,182+101.5% | $6,843+111.5% | $5,983+141.8% |
| Admin fee / account holder | $4,615 | $10,809-57.3% | $9,310-50.4% | $11,250-59.0% |