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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,546 | $138,075+106.1% | $123,552+130.3% | $135,379+110.2% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -4.73% | 153.70%-158.4pp | 119.20%-123.9pp | 519.79%-524.5pp |
| Employer contribution / active EE | $13,453 | $5,152+161.1% | $4,628+190.7% | $4,779+181.5% |
| Participant deferral / active EE | $10,462 | $6,800+53.9% | $6,426+62.8% | $5,609+86.5% |
| Admin fee / account holder | $1,642 | $10,917-85.0% | $9,285-82.3% | $10,828-84.8% |