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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,304 | $84,236+106.9% | $170,439+2.3% | $70,124+148.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.55% | 23.06%-7.5pp | 205.94%-190.4pp | 73.14%-57.6pp |
| Employer contribution / active EE | $10,311 | $3,387+204.4% | $5,433+89.8% | $2,342+340.2% |
| Participant deferral / active EE | $7,005 | $3,086+127.0% | $4,939+41.8% | $3,332+110.3% |
| Admin fee / account holder | $30,683 | $5,698+438.5% | $13,881+121.0% | $4,645+560.5% |