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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,676 | $77,638+113.4% | $156,551+5.8% | $62,881+163.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.47% | 50.33%-43.9pp | 32.23%-25.8pp | 20.14%-13.7pp |
| Employer contribution / active EE | $16,010 | $3,444+364.9% | $5,501+191.0% | $2,281+601.9% |
| Participant deferral / active EE | $7,272 | $3,046+138.8% | $4,871+49.3% | $3,203+127.0% |
| Admin fee / account holder | $10,445 | $5,561+87.8% | $13,028-19.8% | $4,296+143.1% |