Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 34-1542819 | Advisory (Participants) | $30,533 |
Filed as: MERRILL LYNCH- FAS Service code 26 · EIN 13-5674085 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,798 | $26,906+140.8% | $61,399+5.5% | $77,906-16.8% |
| Participation rate | 6.3% | 33.4%-27.2pp | 52.6%-46.3pp | 73.7%-67.4pp |
| Annual return | -19.14% | -14.46%-4.7pp | 338.81%-357.9pp | 12.16%-31.3pp |
| Employer contribution / active EE | $179 | $521-65.7% | $1,159-84.6% | $2,846-93.7% |
| Participant deferral / active EE | $340 | $1,180-71.2% | $2,124-84.0% | $4,805-92.9% |
| Admin fee / account holder | $410 | $117+250.3% | $2,131-80.8% | $133+209.1% |