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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,591 | $100,911-54.8% | $90,440-49.6% | $158,966-71.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 13.06% | 1726.62%-1713.6pp | 1294.38%-1281.3pp | 302.95%-289.9pp |
| Employer contribution / active EE | $7,507 | $3,690+103.4% | $3,263+130.1% | $4,762+57.6% |
| Participant deferral / active EE | $9,511 | $4,348+118.7% | $3,964+140.0% | $5,983+59.0% |
| Admin fee / account holder | $1,189 | $6,507-81.7% | $5,615-78.8% | $11,250-89.4% |