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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,903 | $103,008-71.9% | $90,304-68.0% | $152,897-81.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 20.85% | 95.22%-74.4pp | 78.13%-57.3pp | 345.43%-324.6pp |
| Employer contribution / active EE | $8,223 | $3,139+161.9% | $2,855+188.0% | $4,764+72.6% |
| Participant deferral / active EE | $6,307 | $4,281+47.3% | $3,885+62.3% | $5,851+7.8% |
| Admin fee / account holder | $1,384 | $6,175-77.6% | $5,354-74.1% | $11,599-88.1% |