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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,860 | $110,137-21.1% | $161,149-46.1% | $82,637+5.1% |
| Participation rate | 54.4% | 72.4%-18.0pp | 78.8%-24.5pp | 68.1%-13.7pp |
| Annual return | 20.11% | 20.69%-0.6pp | 21.16%-1.0pp | 53.51%-33.4pp |
| Employer contribution / active EE | $2,036 | $2,856-28.7% | $4,360-53.3% | $2,552-20.2% |
| Participant deferral / active EE | $3,534 | $4,575-22.7% | $6,153-42.6% | $4,126-14.3% |
| Admin fee / account holder | $146 | $9,467-98.5% | $15,194-99.0% | $7,339-98.0% |