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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,689 | $81,334+41.0% | $113,397+1.1% | $64,097+78.9% |
| Participation rate | 71.3% | 65.6%+5.7pp | 76.5%-5.2pp | 55.2%+16.1pp |
| Annual return | 12.22% | 32.50%-20.3pp | 23.20%-11.0pp | 34.64%-22.4pp |
| Employer contribution / active EE | $2,041 | $2,077-1.7% | $2,977-31.5% | $1,891+7.9% |
| Participant deferral / active EE | $3,701 | $3,795-2.5% | $5,076-27.1% | $3,080+20.2% |
| Admin fee / account holder | $21,427 | $4,208+409.2% | $11,957+79.2% | $3,454+520.3% |