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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,178 | $175,646+45.8% | $129,118+98.4% | $134,532+90.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -16.54% | -11.39%-5.2pp | -10.94%-5.6pp | 418.27%-434.8pp |
| Employer contribution / active EE | $5,220 | $6,355-17.9% | $5,051+3.3% | $4,741+10.1% |
| Participant deferral / active EE | $10,129 | $7,970+27.1% | $6,539+54.9% | $6,401+58.2% |
| Admin fee / account holder | $15,919 | $23,578-32.5% | $14,305+11.3% | $11,429+39.3% |