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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,056 | $180,028+57.2% | $138,135+104.9% | $158,982+78.0% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 11.99% | 21.68%-9.7pp | 20.51%-8.5pp | 302.99%-291.0pp |
| Employer contribution / active EE | $4,325 | $7,470-42.1% | $5,587-22.6% | $4,763-9.2% |
| Participant deferral / active EE | $11,387 | $7,717+47.5% | $6,431+77.1% | $5,983+90.3% |
| Admin fee / account holder | $19,487 | $17,912+8.8% | $11,856+64.4% | $11,252+73.2% |