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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,008 | $239,571+23.1% | $183,328+60.9% | $137,256+114.9% |
| Participation rate | 92.3% | 82.4%+9.9pp | 77.3%+15.0pp | 80.0%+12.3pp |
| Annual return | 14.99% | 35.69%-20.7pp | 29.67%-14.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $4,875 | $6,148-20.7% | $5,055-3.6% | $4,156+17.3% |
| Participant deferral / active EE | $11,575 | $7,995+44.8% | $6,795+70.3% | $6,407+80.7% |
| Admin fee / account holder | $10,500 | $30,059-65.1% | $21,427-51.0% | $12,270-14.4% |