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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,008 | $282,059+4.6% | $213,469+38.2% | $154,746+90.6% |
| Participation rate | 92.3% | 82.7%+9.6pp | 77.1%+15.2pp | 80.7%+11.6pp |
| Annual return | 14.99% | 20.90%-5.9pp | 20.58%-5.6pp | 172.34%-157.3pp |
| Employer contribution / active EE | $4,875 | $6,189-21.2% | $4,994-2.4% | $4,379+11.3% |
| Participant deferral / active EE | $11,575 | $8,186+41.4% | $6,841+69.2% | $6,730+72.0% |
| Admin fee / account holder | $10,500 | $37,435-72.0% | $27,141-61.3% | $14,365-26.9% |