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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,008 | $407,956-27.7% | $299,830-1.6% | $198,609+48.5% |
| Participation rate | 92.3% | 83.3%+9.0pp | 78.5%+13.8pp | 82.4%+9.9pp |
| Annual return | 14.99% | 6.66%+8.3pp | 10.58%+4.4pp | 202.70%-187.7pp |
| Employer contribution / active EE | $4,875 | $7,661-36.4% | $5,842-16.5% | $5,055-3.6% |
| Participant deferral / active EE | $11,575 | $8,628+34.2% | $7,038+64.5% | $6,977+65.9% |
| Admin fee / account holder | $10,500 | $73,031-85.6% | $50,982-79.4% | $19,030-44.8% |