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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,965 | $80,674-61.6% | $119,126-74.0% | $64,340-51.9% |
| Participation rate | 36.3% | 55.2%-18.9pp | 75.8%-39.5pp | 55.2%-19.0pp |
| Annual return | 20.25% | 26.86%-6.6pp | 282.11%-261.9pp | 24.14%-3.9pp |
| Employer contribution / active EE | $1,668 | $2,564-35.0% | $4,034-58.7% | $1,862-10.4% |
| Participant deferral / active EE | $0 | $3,053-100.0% | $5,318-100.0% | $2,980-100.0% |
| Admin fee / account holder | $4,168 | $4,559-8.6% | $10,693-61.0% | $3,703+12.6% |