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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,466 | $70,002-30.8% | $115,037-57.9% | $52,331-7.4% |
| Participation rate | 88.1% | 72.1%+16.0pp | 81.4%+6.8pp | 68.1%+20.0pp |
| Annual return | -2.04% | 4.04%-6.1pp | 26.14%-28.2pp | 4.54%-6.6pp |
| Employer contribution / active EE | $0 | $2,715-100.0% | $4,608-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $2,444 | $4,920-50.3% | $6,026-59.4% | $3,022-19.1% |
| Admin fee / account holder | $316 | $566-44.2% | $8,175-96.1% | $592-46.6% |