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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,004 | $183,516+152.3% | $155,534+197.7% | $145,884+217.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.17% | 61.43%-57.3pp | 64.92%-60.7pp | 551.85%-547.7pp |
| Employer contribution / active EE | $9,676 | $5,315+82.1% | $4,675+107.0% | $4,662+107.5% |
| Participant deferral / active EE | $10,167 | $6,467+57.2% | $5,630+80.6% | $6,690+52.0% |
| Admin fee / account holder | $3,979 | $19,293-79.4% | $15,900-75.0% | $13,392-70.3% |