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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,039 | $217,432+91.3% | $185,849+123.9% | $167,536+148.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.33% | 148.42%-141.1pp | 122.10%-114.8pp | 478.82%-471.5pp |
| Employer contribution / active EE | $9,747 | $5,875+65.9% | $5,169+88.6% | $4,839+101.4% |
| Participant deferral / active EE | $9,261 | $6,357+45.7% | $5,569+66.3% | $6,342+46.0% |
| Admin fee / account holder | $2,987 | $19,818-84.9% | $16,244-81.6% | $12,315-75.7% |