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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,600 | $209,422+33.5% | $178,503+56.6% | $158,982+75.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.55% | 188.81%-174.3pp | 151.12%-136.6pp | 302.99%-288.4pp |
| Employer contribution / active EE | $10,291 | $5,707+80.3% | $5,011+105.4% | $4,763+116.1% |
| Participant deferral / active EE | $15,923 | $5,955+167.4% | $5,202+206.1% | $5,983+166.1% |
| Admin fee / account holder | $5,696 | $17,079-66.7% | $13,987-59.3% | $11,252-49.4% |