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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,630 | $202,342+17.9% | $172,752+38.1% | $152,897+56.1% |
| Participation rate | 92.3% | 87.1%+5.3pp | 82.6%+9.7pp | 82.5%+9.9pp |
| Annual return | 20.02% | 1029.83%-1009.8pp | 802.97%-782.9pp | 345.43%-325.4pp |
| Employer contribution / active EE | $28,677 | $5,858+389.6% | $5,144+457.5% | $4,764+502.0% |
| Participant deferral / active EE | $17,064 | $5,948+186.9% | $5,198+228.3% | $5,851+191.6% |
| Admin fee / account holder | $12,945 | $17,111-24.3% | $13,955-7.2% | $11,599+11.6% |