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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,324 | $180,028+85.7% | $138,135+142.0% | $158,966+110.3% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 7.63% | 21.68%-14.0pp | 20.51%-12.9pp | 302.95%-295.3pp |
| Employer contribution / active EE | $22,710 | $7,470+204.0% | $5,587+306.5% | $4,762+376.9% |
| Participant deferral / active EE | $26,000 | $7,717+236.9% | $6,431+304.3% | $5,983+334.6% |
| Admin fee / account holder | $103,502 | $17,912+477.8% | $11,856+773.0% | $11,250+820.0% |