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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,243 | $112,300+76.5% | $90,223+119.7% | $125,389+58.1% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.0%+21.0pp | 83.2%+16.8pp |
| Annual return | -5.21% | -0.57%-4.6pp | 1.31%-6.5pp | 282.24%-287.5pp |
| Employer contribution / active EE | $22,622 | $5,181+336.6% | $4,378+416.7% | $4,866+364.9% |
| Participant deferral / active EE | $16,000 | $6,733+137.6% | $5,792+176.2% | $5,352+199.0% |
| Admin fee / account holder | $2,579 | $10,990-76.5% | $7,406-65.2% | $9,541-73.0% |