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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,700 | $73,009-70.3% | $90,760-76.1% | $68,486-68.3% |
| Participation rate | 93.8% | 70.8%+22.9pp | 75.7%+18.1pp | 67.9%+25.9pp |
| Annual return | -10.66% | -13.81%+3.2pp | -12.16%+1.5pp | -7.85%-2.8pp |
| Employer contribution / active EE | $3,672 | $2,193+67.5% | $2,922+25.7% | $2,597+41.4% |
| Participant deferral / active EE | $9,852 | $3,626+171.7% | $4,565+115.8% | $4,028+144.6% |
| Admin fee / account holder | $6,301 | $5,896+6.9% | $8,444-25.4% | $5,404+16.6% |