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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,946 | $103,387+24.7% | $87,102+48.0% | $152,885-15.7% |
| Participation rate | 71.4% | 79.4%-7.9pp | 76.9%-5.4pp | 82.5%-11.0pp |
| Annual return | 28.08% | 28.10%0pp | 28.19%-0.1pp | 345.39%-317.3pp |
| Employer contribution / active EE | $368 | $3,221-88.6% | $2,521-85.4% | $4,763-92.3% |
| Participant deferral / active EE | $4,604 | $4,778-3.6% | $4,048+13.7% | $5,851-21.3% |
| Admin fee / account holder | $3,922 | $12,193-67.8% | $7,491-47.6% | $11,598-66.2% |