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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,208 | $112,935-36.1% | $90,970-20.6% | $158,966-54.6% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 21.30% | 215.79%-194.5pp | 134.58%-113.3pp | 302.95%-281.6pp |
| Employer contribution / active EE | $994 | $2,895-65.7% | $2,122-53.2% | $4,762-79.1% |
| Participant deferral / active EE | $1,688 | $4,129-59.1% | $3,373-50.0% | $5,983-71.8% |
| Admin fee / account holder | $2,600 | $8,045-67.7% | $5,960-56.4% | $11,250-76.9% |